**Assumable assumable 4.99% loan and sellers willing to contribute concession money for the down payment** Better than new and meticulously maintained, this beautiful home in the highly desirable Thompson River Ranch community is move-in ready and offers the complete package! Why wait for new construction, pay for upgrades, and then spend additional time and money on landscaping, window coverings, and finishing touches when this home already has it all? Enjoy fantastic curb appeal with a charming covered front porch that welcomes you inside to a bright, sunny open floor plan featuring warm, durable luxury vinyl plank flooring and a timeless neutral color palette. The spacious living, dining, and kitchen areas flow seamlessly together, creating the perfect space for both everyday living and entertaining. Energy-efficient solar panels help keep utility costs low while adding long-term value. Upstairs, you’ll find three comfortable bedrooms, including a relaxing primary retreat with a private en-suite bath. The secondary bedrooms are connected by a convenient Jack-and-Jill bathroom, and the upper-level laundry room makes everyday chores a breeze. Step outside to a thoughtfully designed, low-maintenance backyard that’s perfect for enjoying Colorado’s beautiful summers without all the upkeep. An attached two-car garage provides plenty of storage and convenience. Life in Thompson River Ranch is hard to beat. Residents enjoy friendly neighbors, miles of well-maintained walking trails, community pools, parks, and a welcoming atmosphere. Grocery stores, restaurants, shopping, and schools are all within about 10 minutes, while easy access to I-25, Loveland Sports Park, and countless dining and entertainment options makes commuting and recreation effortless. This is your opportunity to own a better-than-new home in one of the area’s most sought-after communities—without the wait.