2988 Kiowa Dr in Loveland offers mountain views, standout outdoor living, and a flexible layout with multiple private living zones-plus NO HOA.With 6 bedrooms and 4 baths, the home is thoughtfully spread across three levels. Upstairs, you’ll find 3 bedrooms, including a spacious primary suite with vaulted ceilings, a private balcony, and a 5-piece bath with a jetted tub. The main level features inviting living and dining spaces, porcelain stone tile in the living room, an eat-in kitchen with an island and a pantry, and a built-in office. Also on the main level is a separate bedroom space with a kitchenette and private entrance. The walk-out lower level adds 2 more bedrooms, a kitchenette, a private entrance, and a large rec room. Recent updates include a new stove, refrigerator, dishwasher, stackable laundry, new carpet, and fresh paint inside and out. Bonus details include a hidden Murphy-style door and a laundry chute from the primary.Step outside to a large wrap-around deck and a fenced backyard divided into two areas-with no immediate neighbors directly behind. A back gate opens onto a walking trail that connects to Mehaffey Park. Enjoy year-round fitness and relaxation in the 16′ Michael Phelps Signature Swim Spa by Master Spas (only 3 years old and under warranty). The 3-car garage is designed for both parking and productivity, with built-in workbenches and separate storage that keeps all three bays usable. Rare dual-side parking provides space for a boat, RV, ATVs, or other gear. Schedule a private tour to see it in person.