Fully Remodeled Ranch-Style Gem with Modern Upgrades and Generous Seller Incentives. Step into this beautifully renovated 4-bedroom, 2-bathroom home that blends timeless charm with contemporary elegance. Every detail has been thoughtfully updated—from the brand-new marble kitchen countertops and sleek stainless-steel appliances to the stylishly modern bathrooms featuring high-end finishes. Enjoy peace of mind with all-new plumbing, a state-of-the-art AC system, upgraded lighting throughout, and a new electrical panel box. Natural light pours in through brand-new windows, while the expansive concrete driveway offers ample parking for multiple vehicles. Outside, the seller is offering to install fresh sod/grass in the spring or provide concessions to assist with closing costs or rate buy-down—making this home not only move-in ready but financially accessible. This home qualifies for the Neighborhood Connections Program with Commerce Bank. This program allows for 100% financing (with 620+ credit score), it has no PMI, it offers an optional 2nd mortgage between $5000-$10,000 to payoff high-interest rate debt or to buy furniture/appliances for the home, the rate can be bought down, allows up to 6% seller concessions, you do NOT need to be a first time home buyer, and it’s available to US Citizen’s, permanent residents, DACA, and legal authorized citizens. Esta propiedad califica para el programa Neighborhood Connections de Commerce Bank, el cual ofrece financiamiento del 100% con un puntaje de crédito de 620 o más, sin seguro hipotecario (PMI), y la opción de un segundo préstamo entre $5,000 y $10,000 para pagar deudas con intereses altos o comprar muebles y electrodomésticos para el hogar. Además, permite reducir la tasa de interés, acepta hasta un 6% en concesiones del vendedor, no requiere ser comprador por primera vez, y está disponible para ciudadanos estadounidenses, residentes permanentes, beneficiarios de DACA y personas con estatus migratorio legal autorizado.