Welcome to this beautifully updated split-level home that perfectly blends modern style with everyday comfort-and no HOA! Step inside to a welcoming entryway featuring timeless black-and-white tile and warm wood accents, setting the tone for the rest of the home. Upstairs, the open main level showcases a stunning modern kitchen, remodeled just 4 years ago with quartz countertops, custom cabinetry, a large island, designer lighting, and all new stainless steel appliances. The kitchen flows seamlessly into the bright living and dining areas, ideal for entertaining or everyday living. This home offers incredible versatility with **two full living rooms-one on each level-**providing space for relaxation, entertaining, or working from home. The generously sized bedrooms ensure comfort and privacy, while the lower-level family room centers around a cozy wood-burning fireplace, perfect for unwinding at the end of the day. Additional updates include a new HVAC system and central A/C, ensuring year-round comfort. With spacious rooms, multiple living areas, and thoughtful upgrades throughout, this home is truly move-in ready. Conveniently located near CSU, Horsetooth Reservoir, hiking and biking trails, shopping, and more-this home is a must-see! BONUS: Seller is offering a $5,000 concession toward closing costs or an interest rate buy-down!Buyers and Buyer’s Agent to verify all information, deemed reliable but not guaranteed.