Vacation Every Day on Lake Loveland. Step into true lake life where every day feels like a getaway. This rare lakefront retreat sits on one of the largest lots on Lake Loveland (0.38 acres / 16,500+ sq ft) & offers the kind of easy, breezy waterfront living people dream about. Full homeowner-only lake access means your backyard becomes your private playground-fish from your own boardwalk, launch paddleboards at sunrise, jump in for a swim, or take out the boat for an afternoon on the water. Motorized & non-motorized boats, jet skis, wake surfing, water skiing, paddleboards, everything is allowed here. This home comes with proven short-term rental history, so you can enjoy the lake when you want & generate income when youre away. Inside, sunlight pours into a bright, flexible layout with 4 bedrooms + a potential 5th on the walk-out level. The upper floor offers 3 bedrooms & 2 beautifully refreshed baths. The lakefront primary suite feels like waking up in your own lakeside cabin getaway, complete with sliding doors that open directly to the shoreline, a spa-inspired ensuite, & 3 closets including a laundry closet. The walk-out lower level is made for relaxed lake life, full glass doors open to a patio just steps from the water, perfect for summer BBQs, gathering with friends, hosting guests, or creating a private suite for visitors who will never want to leave. Outside, mature trees, garden beds, multiple seating areas, & an expansive yard create that true vacation at home feel. Morning coffee on the shoreline, afternoons on the water, & sunset views that feel like a postcard, this is the kind of home people remember. You have total flexibility for full-time lake life, a second home, or a strong-performing short-term rental. Minutes to Downtown Loveland, shopping, trails, Fort Collins, & a scenic drive to Estes Park & Rocky Mountain National Park. This is Colorados hidden lake-life gem, peaceful, playful, & NO HOA!! The home comes with a First American home warranty!