Open houses Nov 15th and 16th 11am to 1pm. Lakefront Paradise No HOA, No Metro tax, Walk-Out Basement, Walk-out primary bedroom, perfect for full time living, vacation use or proven short-term rental (income history is available). Lakefront Living at Its Best! Have you always dreamed of living on the water? This is your chance to own a rare Loveland lakefront property. A true retreat where every day feels like vacation. Nestled in a peaceful, wind-protected cove, this home sits on one of the largest lots on the lake (0.38 acres / 16,500+ sq ft) surrounded by mature trees, garden beds, and a private boardwalk for fishing, boating, paddleboarding, and swimming. Inside, the bright and versatile floorplan offers 4 bedrooms plus the option for a 5th on the lower level. The upper level features 3 bedrooms and 2 beautifully remodeled bathrooms, including a stunning lake-facing primary suite with three closets (one with laundry), a spa-inspired ensuite, and sliding doors that open directly to the water. The walk-out lower level includes a spacious rec room with full glass doors leading to a patio just steps from the shorelineperfect for entertaining or relaxing after a day on the lake. Add a second laundry hookup and easily create a separate guest suite. With no HOA or Metro District, enjoy total freedom for full-time living, vacation use, or short-term rental income (rental history available). Located minutes from schools, shopping, and Downtown Loveland, and just a short drive to Fort Collins, Estes Park, and Rocky Mountain National Park. Wake up to coffee on your lakefront deck, spend afternoons paddleboarding or fishing, and end the day with sunset views over the water. This is Loveland Lake Life. A rare opportunity to live where outdoor adventure and small-town charm meet at the waters edge.