NO HOA, a versatile floor plan, and an incredible Golden location! Welcome to 717 20th Street, a 3-bedroom, 4-bath townhome near downtown Golden and the Colorado School of Mines. With no monthly HOA dues, buyers can enjoy homeownership without another recurring housing expense. One of the home’s standout features is its three private bedroom suites, each with its own en suite bath. This unique layout offers exceptional privacy and flexibility for shared living, roommates, guests, or multigenerational living. Fresh interior and exterior paint and a thorough deep clean make the home feel bright and move-in ready while still leaving room to make it your own. The main floor features an oversized living room, dining room, and bonus room, providing plenty of space to gather, work from home, or relax. The functional kitchen is ready to enjoy today, with opportunities to personalize and update over time. Outdoor living is another highlight, with a private deck surrounded by mature trees and a private backyard ready for your landscaping vision. The attached garage provides space for parking, storage, or all your Colorado gear, with additional parking available in the shared lot. Enjoy convenient access to downtown Golden, restaurants, shops, community events, trails and recreation, Golden High School, and the Colorado School of Mines. Previously a successful student rental, the property offers an appealing combination of lifestyle and versatility for a primary residence, shared living arrangement, or long-term investment. Conveniently located near major routes to the mountains, Boulder, and the Denver metro area, with the National Laboratory of the Rockies and Denver West business parks just down the road. Move in now, make it your own over time, and enjoy the opportunity to own within the coveted Golden city limits!