STUNNING LOVELAND HOME | LAKES AT CENTERRA | CORNER LOT | CUSTOM BACKYARD OASIS | HOT TUB | GAS FIRE PIT | 3-CAR GARAGE! Discover Colorado living at its finest in this beautifully maintained two-story home in the desirable Lakes at Centerra community! Situated on a premium corner lot, this home features soaring ceilings, abundant natural light, hardwood floors, and an inviting open-concept layout. Step outside to your PRIVATE BACKYARD RETREAT featuring professional landscaping, an expansive custom flagstone patio, hot tub with interchangeable jet seats, and a built-in gas fire pit with a dedicated gas line—perfect for entertaining year-round! Inside, the dramatic two-story living room showcases oversized windows and a stunning stone fireplace. The spacious kitchen features a large island, walk-in pantry, wine storage, and thoughtful custom cabinetry. A versatile main-level flex space offers endless possibilities for a home office or additional living area. Upstairs, enjoy three spacious bedrooms, convenient laundry, and a beautiful primary suite with tray ceilings, room-darkening blinds, and a five-piece ensuite bath. The unfinished basement offers 9-foot ceilings and a bathroom rough-in, providing excellent potential for future expansion. Residents enjoy scenic trails, lakes, kayaking, fishing, a dog park, playgrounds, clubhouse, and the High Plains Environmental Center. Conveniently located near shopping, dining, I-25, Fort Collins, and Windsor. FINANCING INCENTIVE AVAILABLE! Qualified buyers using the seller’s preferred lender may be eligible for a 7-Year Adjustable-Rate Mortgage (ARM) with a fixed interest rate for the first seven years, potentially offering a lower initial monthly payment. Loan terms and eligibility are subject to lender approval. Don’t miss this exceptional opportunity in one of Loveland’s most desirable communities. Schedule your private showing today!