Welcome to this move-in-ready, single-level home in one of Loveland’s most convenient neighborhoods. It has NO HOA or Metro tax and several recent updates, so you can skip the to-do list and start living here right away. The curb appeal starts before you reach the door. Fresh exterior paint gives the home a crisp, clean look, and new front yard fencing adds privacy, and a finished feel to the lot. The attached two car garage has room for vehicles, bikes, tools, and seasonal gear. Direct access from the garage makes Colorado winters a little easier. Inside, everything is on one level. Easy care tile flooring runs through the living room, dining area, and kitchen, creating a connected layout for everyday meals and weekend gatherings. The kitchen includes newer stainless steel appliances, an electric range/oven, dishwasher, refrigerator, and microwave. Three bedrooms share the main floor with an updated full bathroom. Main level laundry means no hauling baskets up and down stairs. The big-ticket items are covered too. A newer hot water heater adds peace of mind, as well as a newer roof in 2019. Central air conditioning and forced-air heating keep the home comfortable in every season. As one half of a duplex with no HOA dues, this home offers an attainable way into the Loveland market without monthly association fees. It’s easy to maintain, efficient to live in, and located in a high demand part of town.The location is a standout. The home sits just behind Thompson Valley High School, with quick access to shopping, dining, parks, and trails. Head west and you’re minutes from the foothills, and Highway 34 toward Big Thompson Canyon and Estes Park. Head east and I-25 connects you to Fort Collins, Greeley, and Denver metro. Homes that combine single-level living, an attached two-car garage, recent exterior improvements, and no HOA and Metro tax are hard to find at this price point!