No HOA, no metro district and a cul-de-sac setting-this 3-bedroom, 2-bath Loveland ranch is ready for a fresh vision. With 1, 233 square feet of single-level living, an attached 2-car garage, vaulted ceilings and a brick fireplace, the home pairs a functional layout with room to update. Outside, the fenced .18-acre lot features mature landscaping, a pergola-covered brick patio and a storage shed, while the enclosed sunroom adds flexible bonus space in established northwest Loveland. Inside, large windows and vaulted ceilings bring natural light into the open living and dining area, with the fireplace serving as a warm focal point. The kitchen offers generous cabinetry, ample counter space and a breakfast bar that keeps it connected to the main living space. All three bedrooms and both bathrooms are located on one level, including a primary bedroom with a private bath.The enclosed sunroom opens directly to the backyard and offers a versatile spot for hobbies, plants or relaxing. Outside, enjoy an established lawn, mature trees and shrubs, a brick patio beneath the pergola, and a storage shed for tools and gear. The home provides an excellent opportunity to update the finishes, add your own style and bring out the potential already present in the layout and lot. Conveniently located near Lake Loveland, North Lake Park, Benson Sculpture Garden, schools, shopping, dining and everyday amenities, with easy access throughout Loveland and Northern Colorado.