Everyone dreams of living in the heart of Evergreen, walking distance to the lake. But with today’s prices and rates, who can actually afford that? And finding anything with real income potential and a flexible floor plan for under a million is nearly impossible. Good news — this one checks every box.

This is a genuine, separately metered, two-unit duplex right above Evergreen Lake, with two fully independent residences that also have the flexibility to live as a single family if you choose.

The upper unit is the kind of mountain retreat people drive two hours to stay in on Airbnb. Vaulted ceilings, open-concept kitchen with white cabinetry, tile backsplash, and pendant lighting, a dining area with windows looking straight into the pines, in-unit washer and dryer, updated tile bathroom, and two bedrooms. The previous owner rented it for $3,000 a month and had zero trouble doing it. The deck off the upper level is where you’ll lose entire afternoons.

The lower unit is centered around a stone fireplace with a wood burning insert, two bedrooms, a fully updated bathroom, and its own private entrance with a covered patio. It’s charming in the way mountain homes should be, and completely self-contained.

New siding, new roof, new drainage and landscaping, and newer mechanicals mean you’ll have no worries for years to come. The double lot gives the property room to breathe in a neighborhood where space isn’t easy to come by, and multiple patios plus an outdoor kitchen area make entertaining or just relaxing easy.

You are within walking distance of Evergreen Lake. You can see it from the deck. Evergreen Golf Course, downtown Evergreen’s shops and restaurants, and the trail network are all minutes away. Denver is 45 minutes down I-70 for when you need to be reminded why you moved up here.

Live in one unit, rent the other, and affordably enjoy the mountain lifestyle. Or rent both and let the math do the talking. Rare and priced under $1,000,000.