Assume the seller’s VA loan at 2.25% on a balance near $370, 000, veteran status not required, and skip today’s rates entirely. That’s real monthly savings most buyers in Golden can’t find anywhere else right now. Ask the listing agent for the numbers. Built in 2018, this 3-bed, 2-bath ranch sits on 1.1 private, flat acres in the foothills. Flat driveway. Vonnie Claire Road is county-maintained on a school bus route, so it gets plowed. Fiber internet reaches the house. Paid-off 7.4kw solar keeps electric bills at $40-$60 a month. 600-ft well with zero history of problems, new pressure tank, whole-home filtration, under-sink RO system. FAST septic under $400 a year. Natural gas. Radon mitigation in place. Inside, crown molding, gas fireplace, walk-in closets in all three bedrooms, new dishwasher, new washer and dryer. Kitchen has a gas stove and pantry. Outside, expanded deck with mountain views, 2024 gazebo, detached 2-car garage, RV parking, greenhouse, chicken enclosure, room for 4+ vehicles. Now priced at $599, 000, with financing most buyers can’t touch anywhere else.