Rare 3% Fixed-Rate Financing Opportunity. No Metro Tax. Low HOA Fee. Dog-Friendly Fenced Yard. Exceptional value just one mile from vibrant downtown Loveland. This 3-bedroom, 2.5-bath townhome offers a smart, functional layout, quality finishes, and a rare financing opportunity for eligible buyers through Impact Development Fund’s AHIF First Mortgage Program, featuring a 3.0% fixed interest rate with a term up to 30 years. Program eligibility, income limits, underwriting guidelines, occupancy requirements, and loan requirements apply. Inside, the home features stylish, high-quality finishes including honed black granite or quartz countertops throughout, tile backsplash, luxury vinyl plank flooring, and a bright, open main-level living area. The main floor includes the living room, kitchen, dining area, half bath, and attached 1-car garage. Upstairs, you’ll find three bedrooms, two full bathrooms, and convenient upper-level laundry. The private fenced yard is a standout feature – ideal for pets, outdoor space, or low-maintenance living. Built with efficiency in mind, this all-electric home helps keep monthly costs manageable, with the option to add a PV solar system for even greater long-term energy savings. Located near downtown Loveland’s restaurants, breweries, shops, parks, and local amenities, this townhome combines affordability, location, and lifestyle. Owner-occupants only; not available to investors. Buyers must meet applicable first-time homebuyer, income, occupancy, and loan program requirements.