Ditch Today’s High Rates: 4.5% FHA Assumable Loan Available! Save thousands down the road by assuming the current seller’s 4.5% FHA loan (remaining balance $217,357, pending Navy Federal CU qualification). Priced well below new construction, this premium 2-bed, 2-bath end-unit condo in The Flats at Centerra delivers luxury, security, and true lock-and-leave convenience. The Home: Step inside to an open, ranch-style layout featuring upgraded engineered hardwood flooring throughout-absolutely zero carpet! The gourmet kitchen boasts Alpine shaker cabinetry, sleek quartz countertops, a large island, and stainless steel appliances. Relax by the cozy fireplace or unwind on your private covered balcony. The Building & Community: Enjoy ultimate peace of mind in a secure building equipped with double-coded entry doors, security cameras, an elevator, and a dedicated secure package delivery space. Your monthly HOA covers it all: cable, internet, water, trash, snow removal, and exterior maintenance. The Lifestyle: Less than a mile from UC Health Medical Center of the Rockies and the VA Clinic, with lightning-fast access to I-25 and Hwy 34. Walk or bike the trails around Houts Reservoir and Equalizer Lake, or enjoy the luxury clubhouse featuring a gym, full kitchen, rec room, and outdoor patio with a fireplace. Schedule your tour today!