Discover this METICULOUSLY maintained, truly move-in-ready 3-bed home on a quiet cul-de-sac in Northwest Loveland-with NO METRO DISTRICT and lower property taxes. Enjoy Pulse fiber-optic Internet, foothills views, and a prime location just three minutes from Ponderosa Elementary and close to Loveland High School, grocery stores, restaurants, coffee shops, medical offices, and everyday essentials. Nearby recreation includes Benson Sculpture Garden, The Olde Course at Loveland, Mehaffey Park, and the expansive Prairie Ridge Natural Area provides easy access to Coyote Ridge Natural Area, Rimrock Open Space, and the Blue Sky Trail, offering a combined 35 miles of interconnected trails for hiking, biking, and wildlife viewing. With quick access to Downtown Loveland (10 minutes) and Old Town Fort Collins (20 minutes), shopping, dining, and entertainment are always within reach. Inside, the home features LVP flooring, stainless steel appliances, solid-surface countertops, Energy Star windows, active radon mitigation, and Class 4 impact-resistant roofing. Built for efficiency with a 95% furnace offering comfort and long-term savings. Listing agent is offering a First American one-year home warranty for added peace of mind. Step outside to a pergola-covered patio and fully fenced backyard-ideal for morning coffee, summer grilling, or relaxing evenings. The full unfinished basement, already roughed in for a future bathroom, provides excellent potential for expansion. An attached 2-car garage adds convenience and storage. With low taxes, no metro district, modern efficiency, and close proximity to parks, trails, golf, and everyday amenities, this charming North Loveland home blends comfort, location, and value in one exceptional package. THIS IS A GEM!