Up to 15% down payment assistance for qualified buyers! Two programs may help you get in the door: Colorado Roots (up to 10% of the purchase price, max $50, 000) and the NoCo Foundation equity-share program (up to 15% of the purchase price, with no required monthly payments on the assistance loan). No Metro Tax. Low HOA Fee ($180/mo). Dog-Friendly Fenced Yards. Incredible value one mile from vibrant downtown Loveland! These brand-new 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers, and the assistance can cover down payment, closing costs and prepaid items, which may make the monthly payment a smarter move than continuing to rent. For buyers who thought ownership near downtown Loveland was out of reach, this could be the way in. Program eligibility: owner-occupant, income up to 120% AMI, and a homebuyer education class required. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes three bedrooms, two full bathrooms, and upstairs laundry, while the main level offers an open living area, half bath, and attached 1-car garage. All-electric construction helps keep monthly costs manageable, with the option to add a PV solar system for even greater long-term savings (optional buyer upgrade, not included). Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, and community amenities. Owner-occupants only; not available to investors. First-time homebuyer status (no home owned within the last 3 years, with exceptions for divorce and separation) required. These are all electric and with the addition of a PV solar system, these homes would produce the energy they create. Their electric bills would be zero to minimal.