Character meets comfort in this well-maintained tri-level tucked in Loveland. Hand-scraped hickory floors throughout the main level add a level of warmth. The updated kitchen (2020) features new countertops, painted cabinets with fresh hardware, and updated lighting. Newer carpet throughout (2023) with upgraded pad adds comfort. Upstairs, the primary bedroom includes a private 3/4 bath, two additional bedrooms and a full bath. Head downstairs to a cozy family room with built-ins, the perfect spot to relax, along with a 4th bedroom, laundry, and half bath. Outside, it includes a large deck for entertaining. The backyard also includes a dedicated ancillary office space, a storage shed, and a full irrigation system with drip lines for the garden beds. The exterior was freshly painted in 2021, and the attached 2-car garage rounds out everything you need. 1-year First American Home Warranty also included.