Looking for a Loveland home with no HOA, no metro district, and room to enjoy the outdoors? This inviting tri-level offers the freedom and space many buyers are searching for, featuring a bright main living area with abundant natural light. The dining area connects easily to the kitchen and opens through sliding glass doors to the patio and large, fully fenced backyard, creating great indoor-outdoor living and plenty of room for pets, gardening, or entertaining.The kitchen includes stainless steel appliances, generous cabinet storage, and a practical layout designed for everyday cooking and hosting. The tri-level floor plan provides multiple living areas, offering flexibility with a second family room, a third bedroom, half bath and laundry room. Upstairs you’ll find two comfortable bedrooms filled with natural light, including a primary bedroom featuring western views and a double closet for added storage and convenience.The spacious backyard is a standout feature with plenty of room to create your own outdoor retreat, raised garden beds, double gate for access and boat/rv parking. Additional highlights include an attached two-car garage and a convenient location close to parks, schools, shopping, and commuter routes.This home offers a great opportunity to enjoy comfortable living with fewer restrictions and more flexibility in a well-established Loveland neighborhood.