Welcome to this charming and well maintained 2-story home in desirable North Loveland! No Metro Taxes & a One Time HOA fee of $250! This beautiful home is located right by Horseshoe Lake and has 3-bedrooms, 2.5-baths in a setting that blends comfort, convenience and outdoor lifestyle. From the moment you arrive, you’ll be drawn in by the spacious covered front porch which is perfect for morning coffee or evening relaxing. The thoughtfully designed main level offers both a comfortable living room and a separate family room, complete with a cozy gas fireplace-perfect for relaxing or entertaining. Great updated kitchen features quartz countertops, custom island, ample cabinetry, and a functional layout that flows seamlessly into the dining and living spaces. Newer stainless steel appliances are included, making this space both stylish and practical. Upstairs, spacious primary retreat with double closets, including a primary en-suite with a full bath. 2 additional bedrooms are nice sized, ideal for family, guests or a home office. Step outside to enjoy the generous backyard, ideal for outdoor gatherings, gardening, or simply unwinding. A storage shed is included for garden tools or extra storage items. Conveniently located close to shopping, restaurants, lakes, parks and trails, with easy access for commuting to Fort Collins. One year home warranty is included. Don’t miss your opportunity to own this inviting gem!