Welcome to refined Colorado living in the desirable Lakes at Centerra community. Offering over 4,500 square feet of well-designed space, this two-story home blends comfort, function, and everyday versatility. The main level features an open-concept layout with abundant natural light and seamless flow between kitchen, dining, and living areas – ideal for daily living and gatherings. The spacious kitchen offers generous cabinetry and ample workspace, there is also a main floor bedroom and 3/4 bath for single level living. Upstairs, the primary suite is a private retreat that includes a sitting area with oversized primary bath that offers a luxury shower and split vanities and a California style closet. 3 additional bedrooms, one with it’s own bath and the other two connected by a Jack n Jill bath offer flexibility for family, guests, home office use, or extended living needs. The basement offers a finished study and the unfinished area gives opportunity for future expansion that can give the home versatility with space for recreation, media, fitness, or additional living areas. Enjoy outdoor living with a manageable yard and convenient access to open space and to neighborhood lakes, trails, and community amenities. Current home owner has an assumable VA loan. It is also close to High Plains environmental Center and some of the lakes in the area are Equalizer Lake & Trail, Houts Reservoir & Trail not far from Centerra south. With size, layout, and location working together, this home presents a compelling opportunity in today’s Loveland market. One of the agents is related to the seller. Schedule your private showing today.