Limitless possibilities in the heart of downtown Loveland. This fully furnished, turn-key 4-bedroom, 2-bath bungalow, known as Grey & Ember, offers the rare opportunity to own a property that can flex to fit your lifestyle and goals. Currently a high-performing short-term rental generating $72,000 in the last 12 months, this home also works beautifully as a primary residence, second home, or at-home business setup. Inside, classic charm meets modern updates with hardwood floors, stainless steel appliances, and thoughtfully curated furnishings throughout. The inviting layout, private fenced backyard, and relaxing hot tub make it equally appealing for personal enjoyment or hosting guests. What truly sets this property apart is the detached 3-car garage/shop, with alley access, complete with a car lift, excellent lighting, and endless versatility—ideal for a hobby enthusiast, small business owner, creative studio, or additional income. The shop is currently rented for $850/month, providing $10,200 in annual income, or it can be reclaimed for personal use. A one-car detached garage adds even more flexibility. Just a short walk to the shops, dining, and entertainment of Old Town Loveland, this is a rare opportunity to own a property that truly adapts—whether you’re looking to invest, live, work, or do all three. Offered fully furnished. Proven income. Endless potential. Agent owned.